SUV Crashes into Planned Parenthood
Welcome to the new Know Your Rights blog. We are going to try to talk about some of the legal issues of the day and discuss issues that may interest you. Although I cannot promise a response to all questions feel free to send me an email at kos@knowyourrights.com if you have something you want to discuss. We will do our best to respond if possible.
Today I want to briefly examine a few questions that come to mind regarding an incident that happened in St. Paul this morning. An SUV crashed into the side of a Planned Parenthood building. It happened on the 36th anniversary of Roe v Wade. No we are not going to talk about abortion rights. We are a personal injury firm.
The question I toss out for you to think about is what legal responsibilities does the driver have for the damage done. Seems obvious but there are a few practical issues to address. My analysis of this issue is based on a simple review of the facts as I see them reported in the news. We are going with that for discussion and remember there could be more going on when you actually talk to the people involved.
First, the driver has an obvious obligation for both the property damage and any personal injuries if he intended to do this or was negligent in his driving. Thank goodness no one was hurt. Here is the thing to think about from a practical standpoint. If this was intentional his insurance company will more then likely be off the hook. Most policies have an intentional act exclusion to coverage. If he was negligent it's a different story.
What do you think? Sounds intentional to me so you would have to look to the 32 year old personally. That is sometimes easier said then done. What's the legal lesson? Intentional acts are not always covered by insurance thus making recovery more difficult.
Art Kosieradzki
Today I want to briefly examine a few questions that come to mind regarding an incident that happened in St. Paul this morning. An SUV crashed into the side of a Planned Parenthood building. It happened on the 36th anniversary of Roe v Wade. No we are not going to talk about abortion rights. We are a personal injury firm.
The question I toss out for you to think about is what legal responsibilities does the driver have for the damage done. Seems obvious but there are a few practical issues to address. My analysis of this issue is based on a simple review of the facts as I see them reported in the news. We are going with that for discussion and remember there could be more going on when you actually talk to the people involved.
First, the driver has an obvious obligation for both the property damage and any personal injuries if he intended to do this or was negligent in his driving. Thank goodness no one was hurt. Here is the thing to think about from a practical standpoint. If this was intentional his insurance company will more then likely be off the hook. Most policies have an intentional act exclusion to coverage. If he was negligent it's a different story.
What do you think? Sounds intentional to me so you would have to look to the 32 year old personally. That is sometimes easier said then done. What's the legal lesson? Intentional acts are not always covered by insurance thus making recovery more difficult.
Art Kosieradzki
posted by Sieben, Grose, Von Holtum & Carey at
Thursday, January 22, 2009
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