Protecting Yourself Before the Auto Accident ( No-Fault Insurance )

Minnesota drivers are required to purchase No-Fault automobile insurance.

 

No-Fault insurance covers many losses for the victim of an automobile collision.  Medical expenses, wage loss and replacement services.

 

Many Minnesotans carry only the mandatory minimum no-fault coverage.  This includes $20,000 for medical expenses and $20,000 for lost wages. 

 

Insurance companies also allow the driver to purchase stacked No-Fault policies. 

 

Stacking effectively multiplies the mandatory minimums by the number of vehicles in your household.  Many times this additional protection comes at only a slight increase in your overall automobile insurance costs. 

 

Seriously injured motorists enjoy a policy of insurance that comes with deductible or co-pay.  This is more beneficial to victims than most health insurance policies.

 

You may want to re-evaluate your No-Fault insurance policy.

 

Jeffrey S. Sieben

Sieben, Grose, Von Holtum & Carey, LTD.

Office        (612) 333-9713

Cell phone (651) 336-1925