Complex Insurance Issues Arise in Car, Bus and Motorcycle Accidents

Cory P. Whalen - SiebenCarey "Know Your Rights" AttorneyNovember 18, 2016

In Minnesota, many people injured in an automobile or bus accident may have legal rights they didn’t even know about.  Under the law, a person injured through the use or maintenance of a motor vehicle can pursue “no-fault” coverage. The first question is what the law defines as a motor vehicle?  For instance, a motorcycle is not considered to be a motor vehicle. The second question is what “use or maintenance” of a motor vehicle means?  If you’ve been injured in a car or bus accident, you should consult with a personal injury attorney to find out what rights may be available to you and how to access the insurance coverage.  While a motorcycle may not be a motor vehicle, no-fault coverage can still apply to certain occupants. 

Bus accident cases can also present unique challenges.  If you have been injured while a passenger on a bus, you may have legal rights for medical and wage loss coverage under your own automobile insurance – even when your car is parked at home or at the park and ride!  In fact, the law requires that a bus passenger pursue automobile coverage under a private plan as a priority. 

While the phrase “no-fault” seems simple – many complexities exist when navigating the insurance system. 

Contact Cory Whalen for your legal needs and for any questions following a car or bus accident.    

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