Workers’ Compensation At-A-Glance

 

Helps you return to work as soon as reasonably possible:

  1. Returns you, as closely as possible, to your pre-injury income
  2. Provides compensation for permanent loss of function or the inability to earn an income
  3. Pays part of your wage loss
  4. Pays for all reasonable medical and vocational rehabilitation costs
  5. Pays benefits to dependents for a work-related death

What’s Covered?
Workers’ compensation covers all physical injuries and diseases that are caused, or made worse, by your job duties or work environment. While back injuries are the most common workplace affliction in Minnesota, others run the gamut from dismemberment and death to illness such as respiratory disease or repetitive motion injuries.

Who Pays?
Normally your employer’s work comp insurance company will cover medical bills, lost wages, disability and job retraining necessary as a result of a work injury. There’s no need to prove that your employer is at fault - or that you are not at fault - to receive work comp benefits.

You Are Hurt ... Now What?
1.  Don’t wait! Report the injury to your supervisor immediately. Your rights may be jeopardized if you don’t report the injury within statutory deadlines.
2.  Get medical care ASAP. Then inform your employer of your medical condition and date of return.
3.  Your employer must file a First Report of Injury. Look for a copy from the insurance company as proof that your claim was properly filed.
4.  Benefits will be paid (or denied) within 14 days.  

What Are Your Benefits?
What you get depends on the severity of your injury and the amount of time you are away from work. At a minimum, all reasonable medical bills will be covered including chiropractic and physical therapy sessions. Here’s a quick benefits summary:

If you miss work temporarily ...
Then you receive two-thirds of your wage loss for up to 130 weeks. This is called Temporary Total Disability (TTD), and it kicks in if you miss more than three days of work. However, there is a maximum on this benefit that is currently 102% of the statewide average weekly wage (published every December 31 of the proceeding year}.

If you return at a lower wage ...
You receive two-thirds of the difference between your old wage and new wage for up to 225 weeks.

If your injury is permanent ...
You receive Permanent Partial Disability (PPD) payments when your physician assigns a disability rating to your injury.

If you never return to work ...
You receive two-thirds of your weekly wages with a minimum of 65 percent of the statewide average weekly wage. Referred to as Permanent Total Disability (PTD), this benefit is capped at the same upper dollar limit as Temporary Total Disability benefits, but is reduced by any social security disability benefits, usually payable to age 67.

If a worker is killed on the job ...
His or her dependents may also be eligible for wage-loss, burial expenses and other benefits. There is a minimum death benefit of $60,000.

If you need help going back to work ...
There are benefits available. First have your doctor document any work restrictions you might have. Your company should find a job for you that fits those restrictions and pays close to your old wage. In some cases, you may need vocational rehabilitation services provided by a vocational caseworker (QRC) to assist you in returning to work. You may be entitled to retraining.

What If Something Goes Wrong?
Your company’s insurer may refuse to pay by disputing the seriousness of your injury or by saying it isn't job-related. An employer may try to prevent you from filing your claim, or try to retaliate if you do. Your employer might not even have workers’ comp insurance. Here’s what you do:

  • If you are already represented, call your attorney and follow his or her advice.
  • If you are not represented, call the claims adjuster. Many problems can be handled over the telephone.
  • Call SiebenCarey if you can't solve the dispute. If it appears that you don't need an attorney, we will direct you to the appropriate resource free of charge.

If you need representation, go with one of our experienced workers' comp attorneys. They'll help you;

  • Document the cause and extent of your job-related health problem
  • Deal with your company and its insurance carrier
  • Select health professionals and rehabilitation consultants who specialize in your situation
  • Prepare for arbitration and other proceedings
  • Get all of the benefits you deserve  

Helpful Hints 

  • Save copies of all letters, forms, compensation checks and medical bills.
  • Keep track of your mileage for vocational, rehabilitation and medical visits.
  • Save notes of phone conversations.
  • Put your social security numbers and date of injury on all papers and forms sent to the Department of Labor and Industry.
  • Stay in touch with your employer on your progress and plans to return to work.

Work Comp Lawyers Standing By

Client Reviews

out of 29 reviews
Jennifer G.
Danielle Bird was very professional and worked hard to make sure I was compensated fairly for my injury. My case was difficult to prove, but she continued to move forward and supported me through the process. I would highly recommend her for Workers' Compensation claims.
Kimberly Stern
Mark Olive represented me in a Work Comp Claim. He went above and beyond, got results and helped my family with what was rightfully mine. I applaud he and his paralegal Sharon. If you have a legit injury, he's the guy you wanna talk to.
Teresa Zweber

I retained Robert Brabbit in 2011 for a workmans comp case. I have been extremely pleased with him as my attorney. He won the first part of my case with ease, he has great knowledge and professionalism and am anxious to see the end results of my settlement. I would recommend him highly and he won against a major retail store.

Dean Tabor
You made sure I got all the help I needed! Mark Olive made sure that I got the best compensation possible through mediation. In the long run your office made me feel like you were looking out for my best interest all the way around, and yes I have recommended your group to people that have asked who helped me!
Jody Draper

I have had very long trying Workman's Compensation injury case and Eric Beyer and his assistant Rita Cerny have been totally amazing!! Always so informative and helpful!!

I strongly recommend using Eric as your advocate and personal lawyer!! You will not be disappointed!! Thank you Eric and Rita!! I could not of done this without you!!!

Cynthia Vermeulen

I have worked on cases with Sue Holden of Sieben Carey for over 20 years. As a trial attorney, I feel confident referring my clients with personal injury issues to Sue, as I know she and her team take the time to listen to their clients, explore and explain their options, monitor their recovery with compassion and persistently advocate for them in negotiations and in court. Sue has the utmost credibility in the legal community and an ability to resolve complex problems. She is highly respected by the courts as well as attorneys for her competence and steadfast dedication to helping injured people. I recommend working with Sue Holden and her team without reservation.

Annalise Backstrom

I worked for Art at SiebenCarey for a few years while I was in college and it was a great experience. Art is always friendly and treats everyone with respect, including his clients. He is extremely intelligent and a fantastic attorney. I can confidently say that Art and his staff go above and beyond for their clients and work incredibly hard on all of their cases. They are passionate, trustworthy, and dedicated. If you're looking for representation in a personal injury matter, go see Art Kosieradzki with SiebenCarey - I guarantee that you will not be disappointed!

Sarah Peterson

It was a great experience working with Jim and his entire team! Always felt well taken care of and someone was always there to answer my many questions! Thanks!

St. Paul Local 12
Thanks for everything, your experience paid off BIG!!!
Scott Wilson

I've worked with Art Kosieradzki as co-counsel in a number of major personal injury and coverage cases, and I know his abilities. He is a top-flight trial lawyer and he has the results to prove it. At least two of his attributes may not be immediately apparent, however: First, he's creative and has achieved large recoveries where a lesser lawyer might have given up. Second, he cares and he has time for people. The latter is a precious quality in our hard-driven profession. Add to that an excellent and personable staff and the backing of the powerhouse SiebenCarey law firm, and what you have in Art is simply this: the right lawyer.

Bob Levin
I was very pleased with John and the services he provided. I would highly recommend him.
Align Chiropractic

Art and his team at SiebenCarey in Lakeville are top notch. Professionally, they are very easy to work with. I know first hand that their clients are taken care of. If you have been in an Auto Accident, or have experienced any type of injury. Art and his team at SiebenCarey are where you need to go.

Thai Vuong

I had the opportunity to work with Art and his staff. They were fabulous and I would definitely recommend them to family and friends. They helped me through my claim getting a result beyond my expectations.

Roberta Jordan

My family was referred to Susan Holden at SiebenCarey by our hometown attorney in a wrongful death case.  She was very accommodating to us and very approachable. Staff was top notch and doggedly pursued two different insurance companies to accomplish an outcome far beyond anything we'd anticipated. We could not have gotten results close to what she achieved without her. We will be forever appreciative. 

Jazz Smith

SiebenCarey is a professional and dedicated law organization that help accident victim.

Scott Reeve

The Lakeville SiebenCarey office has been great to work with. They listen and they care about their clients. I have very much enjoyed getting to know the folks in Lakeville, and would highly recommend any of the SiebenCarey Personal Injury Attorneys.

Art Kosieradzki from the Lakeville office cares about each of his clients and is an excellent attorney.

Jenna L. at Insider Pages
I have had nothing but great service with these guys. They are very knowledgable on a wide variety of subjects and topic. They will help you with any case you need!
Tanya Miller

I have been working with Art for many years now, and have always been impressed by the care he gives his clients. Art and his staff are compassionate, dedicated people that I would trust with any personal injury crisis.

Susan McIntosh

Art and his staff are extremely professional and easy to work with. Having a local attorney is very convenient. It is clear these folks have been doing this a long time. I highly recommend this firm!

Ryan Betzina

I have known Mr. Kosieradzki for several years and every patient who has ever consulted him for legal services has given him rave reviews. His level of communication with me and my patients is outstanding. For anyone needing legal advice on a personal injury matter we highly recommend him and his team!

Sheryl Nixon

Jeff Sieben was the first one I talked to about my injury. I was not sure if there was even a case. But as the months went by and my pain got worse, the seriousness of the injury became apparent. Jeff took on the case and put me at ease about the medical bills and calls. He was professional in his attitude while being compassionate to my situation. I have recommended him to others and will continue to do so. 

Troy Rognrud

In June of 2013 I was enjoying a ride on my vintage motorcycle, and was severely injured by an inattentive motorist, sending me to the hospital, physical therapy, and amassing a considerable amount of debt.

Fortunately I made contact with Robert Hauer, and Paul Downes with SiebenCarey!
Paul walked me through the entire process, explaining in layman's terms as to what to expect, and he continued to keep me informed as each step was reached.

Ultimately we used mediation to reach a settlement that allowed me to pay off my outstanding bills, and to bank an amount that gave me some peace of mind.
If by some unfortunate incident you ever have need for the services of a personal injury attorney, I highly recommend SiebenCarey... Thanks Paul!

Steve Erwin

I have referred several personal injury and wrongful death cases to Susan Holden for handling. Susan has been very professional in her approach to these cases and has obtained settlements on behalf of the clients. She also is very courteous, knowledgeable, and has a great "bedside manner" in dealing with her clients. Several clients have thanked me for referring their cases to Susan.

Robin Wilson

Attorney Kosieradzki is a man of intelligence, experience and integrity. I would whole-heartedly recommend his services to anyone.

Daniel Ball
Really good professionals, they solved my issues in no time using the most impressive and advanced approach. Really good, highly recommended
Alyssa Mark

If you want a caring and skilled lawyer with integrity I highly recommend Art Kosieradzki. The thing that immediately struck me was that he seemed to genuinely care about me and my situation. I felt comfortable right away. He and his staff are great to work with; they are highly competent and knowledgeable. He helped me and my family greatly, and I can't thank him enough!

Kelli Bechtel

Finding a great personal injury attorney can make all the difference in the world on how your case turns out. I’ve known Art and his staff for years having had the opportunity to see what they can do. If something unfortunate happens and you want results, answers and the ability to feel comfortable with your representation, give them a call. I’m so glad I’ve had a chance to get to know them.

Sean Tyson

Had a great response and was very pleasant. The whole process was simple and easy and had more than I thought.

Steve Miller

I've know Art Kosieradzki and the folks at SiebenCarey for nearly 30 years. When my mother-in-law needed an attorney after a roll-over accident, I sent her to SiebenCarey. They were compassionate and professional. I'd recommend them to anyone who wants a personal injury lawyer they can trust.

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