The 9 Steps of a Car Accident Injury Claim
After an accident, you may need to file a claim to receive compensation for your injuries. This process can be complicated. Understanding the steps involved in a car accident injury claim is crucial for getting the financial support you need. Here’s what you can expect after your accident.
Step 1: Documenting the Accident
The process of obtaining fair compensation starts at the accident scene. Once you’ve ensured everyone is safe and contacted emergency services, gather as much evidence as possible at the accident scene, including:
- Photos of the scene, as well as any vehicle damage and injuries
- Insurance information from the other driver
- Contact information from any witnesses who can help clarify what happened
When the police arrive, they will likely fill out an accident report. Ask the officers how and when you can get a copy of this report.
Step 2: Reporting the Accident
Report the accident to your insurance company as soon as possible. Be honest about what happened – but never admit fault. Avoid giving any detailed statements until you’ve consulted with an attorney.
Step 3: Medical Treatment
It’s always wise to seek medical treatment after a car accident, even if you don’t think you’re seriously injured. Some injuries, like whiplash, may not be immediately apparent. Others may have delayed symptoms that don’t become clear until after the shock of the crash has faded.
Seeking medical attention is also essential for an injury claim. Medical records will help establish the extent and cause of your injuries. Keep detailed records of all medical treatments, consultations, and any out-of-pocket expenses related to your injuries.
Step 4: Consulting with a Personal Injury Attorney
Navigating a car accident claim can be complex, especially if the other driver is contesting who was responsible for the crash. An experienced attorney can explain your rights and help you choose the best course of action. They can also help you understand your insurance coverage, assess the value of your claim, and provide legal representation if needed.
Step 5: Detailed Claim Investigation
Your attorney will conduct a thorough investigation of your accident. This work may involve collecting additional evidence, consulting with experts, and accident scene reconstruction. A car accident law firm like SiebenCarey, with on-staff investigators, has an advantage in uncovering the details necessary to strengthen your case.
Step 6: Filing the Claim
Once all the necessary documentation and evidence have been gathered, you and your attorney will decide whether or not you should file a claim. This claim will detail the accident, establish fault, and itemize the damages sought, such as medical expenses, lost wages, and pain and suffering.
Step 7: Negotiation and Settlement
Most car accident injury claims are settled out of court. Your attorney will negotiate with the insurance company to reach a fair settlement. This process can involve several rounds of negotiation and may require compromise on both sides. If a settlement is reached, the process concludes with signing a settlement agreement.
Step 8: Litigation (If Necessary)
The case may proceed to litigation if a settlement cannot be reached. This process involves filing a lawsuit, discovery, and potentially a trial. Pursuing litigation can be lengthy, but sometimes it’s necessary to secure fair compensation.
Step 9: Resolution and Recovery
The final step is the resolution of your claim, either through a settlement or a court judgment. Once the claim is resolved, the focus shifts to getting your life back on track. Your attorney will handle any final legal or financial details. Time to relax and focus on your recovery!
Get Help from One of Minnesota’s Largest Personal Injury Firm
Navigating a car accident injury claim can be daunting. Having a skilled personal injury attorney by your side can make all the difference.
SiebenCarey is the ONLY law firm in Minnesota with a rich 70-year history of assisting injury victims. When you select our legal services, you benefit from:
- A wealth of experience accumulated across seven decades
- A legacy of successful cases
- Demonstrated expertise in negotiating settlements and managing trials
- Comprehensive legal resources
- A devoted team comprised of dedicated attorneys, legal assistants, and on-staff investigators
- Our steadfast commitment to the “Know Your Rights” philosophy, which guarantees personalized care and unwavering support for every client
And the good news: We offer our services on a contingency fee basis. This arrangement means our fees are contingent on winning your case – you won’t owe us a dime in fees unless your claim is successful.
Our team is standing by to answer all your questions. Contact us today for your free consultation!